Home insurance is vital for the protection of your house and personal property. It's also essential to protect you against liability for accidents and injuries that may injure others or damage their property on your premises. Asset Protection The more coverage you buy, the less you will have to pay out of pocket to replace your damaged property and lost assets if disaster strikes. The current market value of your home should be used to determine the maximum amount of coverage required to completely insure your property. Itemization of your valuables and their replacement value should be considered when buying home insurance to cover your furniture and assets such as jewelry and electronics. Lender Requirements Lenders often require coverage on your home equivelent to the amount of your mortgage. Depending on your unique cicumstances, this amount may be less than you actually need. Remember, you do not need to buy insurance from the insurer recommended by your lender. Use our secure online form to request a home quote, or call and talk to Frank or Zach today!